Current account comparison in Germany

There are almost 2,000 banks in Germany. Many of them offer multiple checking accounts for private individuals. No wonder the choice is difficult. How can you find the right account in this jumble of account models, terms and conditions? What makes a good account and how do you close it? We have the answers to your questions.

Zahlungseingang/Monat:
Euro
EC-Karte:
  
Kreditkarte:
  
Durchschnittliches Guthaben:
Euro
an
Durchschnittliches Minus:
Euro
an
Tagen
Zahlungseingang: 1200 € / Guthaben: 1000 € an 30 Tagen
PSD Bank Nürnberg
PSD GiroDirekt
0,00 €
Kosten pro Jahr
norisbank
Top-Girokonto
0,00 €
Kosten pro Jahr
N26
Girokonto
0,00 €
Kosten pro Jahr
Openbank
Girokonto Open
0,00 €
Kosten pro Jahr
comdirect
comdirect Girokonto
0,00 €
Kosten pro Jahr
DKB
DKB-Cash
0,00 €
Kosten pro Jahr
ING
Girokonto
0,00 €
Kosten pro Jahr
o2 Banking
o2 Banking
0,00 €
Kosten pro Jahr
HypoVereinsbank
HVB PlusKonto
0,00 €
Kosten pro Jahr
Commerzbank
Girokonto
0,00 €
Kosten pro Jahr
* Werte für gewählten Zeitraum, die Berechnung erfolgt auf Basis der aktuellen Zinssätze vom 12.10.2021. Alle Angaben ohne Gewähr, © 2021 financeAds.net
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What is a checking account?

The checking account is your virtual wallet. Your employer will then transfer your wages to you. You can then use it to settle bills, pay by card or withdraw cash. Your bank can also set up an overdraft facility directly on the account. So you stay flexible until the next salary is received without having to apply for a loan. The bank ensures that your payment flows run smoothly: They carry out transfers for you and credit your current account with incoming payments.

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