My Recommended Services in Germany

Are you looking for a recommendations on the essential Financial Services in Germany, but don’t want to search forever? Here you will find my researched recommendations for many product categories.

My recommendations are for products that offer a good overall deal. However, not every suggestion might be right for you. Before you sign a contract, make sure to double-check with the provider and review the terms carefully. Keep in mind that these can change at any time.

Investing Account

If you’re ready to dive into the exciting world of investing in stocks and ETFs, you’ll need a securites account or a “Depotkonto” in German. It’s like a digital storage space where you can securely keep and manage your securities. You can pick from my recommendations below or learn more about investing apps in Germany here

Recommended

Scalable Capital

  • German Broker
  • Free Savings Plans
  • Free Tax Handling
  • Optional Paid Plans
  • Crypto ETPs

Trade Republic

  • German Broker
  • Free Savings Plans
  • Free Tax Handling
  • 1€ Flat order fee
  • Crypto

Finanzen Zero

  • German Broker
  • Free Savings Plans
  • Free Tax Handling
  • Crypto ETPs
  • 1€ order fee

Credit Cards

With credit cards, you have to look carefully at the small print. Specially the interest rate! You can pick from my recommendations below or learn more about Credit Cards in Germany

Recommended

TF Bank Credit Card

  • No Annual Fee
  • Extensive Insurance Plans
  • Great for Travel
  • 24.79% Interest Rate
  • No Auto Repay

Advanzia Gebührenfrei

  • No Annual Fee
  • Discount on Rental Cars
  • 24,69 % Interest Rate
  • No Auto Repay

Payback Amex Card

  • No Annual Fee
  • Auto Pay Feature
  • Points Collection
  • No Partial Payment

With credit cards, you have to look carefully at the small print. Specially the interest rate! You can pick from my recommendations below or learn more about Credit Cards in Germany