Get Started with Your Financial Journey in Germany
Welcome to AhsanFinance – your ultimate resource for mastering personal and business finance in Germany. Whether you’re a student, expat, job seeker, or investor, this page will guide you step-by-step through all the essential topics covered on the blog.
🏦 Banking in Germany
Navigating the German banking system as an expat or newcomer can be tricky, but it’s crucial for managing your finances efficiently. Whether you’re looking for a free bank account, a reliable credit card, or tips on choosing the best bank for English speakers, this section covers everything from reviews of banks like DKB, Comdirect, and C24 to guidance on opening and closing accounts. You’ll also find posts on free business accounts and what to do if your bank account is closed, helping you take full control of your money in Germany.
🔗 Essential Bank Account Guides
- How to Open a Free Bank Account in Germany
- Free Bank Account in Germany
- DKB Account Review
- C24 Bank – Free Bank Account
- Comdirect Bank Account
- Best Free Online Bank Accounts in Germany
- Bank Account in Germany Closed
- Free Business Account Germany
💳 Credit Cards in Germany
Credit cards in Germany work a little differently than in other countries, and choosing the right one can have a big impact on your financial flexibility. From the best free credit cards for travelers and students to detailed comparisons like Advanzia vs. TF Bank, this section breaks down the advantages, disadvantages, and real-life user experiences. If you’re unsure where to start or wondering whether certain cards like the Payback Amex or Amazon Visa are worth it, these posts will give you all the answers.
🔗 Credit Card Reviews & Comparisons
- Best Free Credit Card in Germany
- Best Credit Card for Students
- Gebührenfrei Mastercard Gold Review
- TF Bank Credit Card Review
- Bank Norwegian Credit Card
- Advanzia Credit Card Experience
- Amex Payback Credit Card
- Amazon Visa Credit Card Expiry
- Credit Score & SCHUFA
- What is SCHUFA?
📈 Investing in Germany
Building wealth in Germany as an expat starts with smart investing. Whether you’re a beginner or already familiar with the markets, this section explores everything from ETF investing, crypto staking, and broker comparisons, to advanced topics like early retirement planning and tax-efficient salary structures. If you’re curious about platforms like Scalable Capital or Trade Republic, or want to know how to retire early by investing in stocks or crypto, you’ll find clear, step-by-step advice tailored to your situation.
🔗 Beginner to Advanced Investing
- Investing for Beginners
- Investing for Students
- How I Would Start Investing
- How to Buy ETFs in Germany
- Best Investing Apps for Expats
- Scalable Capital vs Trade Republic
- Scalable Capital Depot Account
- eToro Copy Trading
🔗 Cryptocurrency & Passive Income
- Crypto Taxes in Germany
- Mining Bitcoin in Germany
- Crypto Staking on eToro
- Transfer from eToro to Binance
- eToro Wallet Tutorial
- Buy Bitcoin on Binance
🧾 Taxes in Germany
Understanding the German tax system is essential, whether you’re employed, self-employed, or a student. This category provides insights into tax return filing, deductions, and ways to optimize your income legally. You’ll also discover tips on how to send money abroad, what the Schufa score means, and how to handle cryptocurrency taxes. If you’ve ever felt overwhelmed by Steuererklärungen or just want to pay less tax, this section is a must-read.
🔗 Tax Tips and Filing Help
- 9 Ways to Pay Less Tax
- Tax Return Software
- Tax Return as an Employee
- Tax Return as a Student
- Tax Efficient Salary
- Submit a Tax Return
- Learn 80% About Taxes
- Claim Money Sent to Parents
👨🎓 Student & Expat Life
Finding work in Germany comes with its own set of challenges, especially for internationals. These articles guide you through creating a strong German CV, understanding employment contracts, and even immigration pathways through job offers or new laws like the Opportunity Card. You’ll also find advice for students and job seekers on getting hired faster and what to do after your master’s degree. Whether you’re switching careers or starting fresh, this section helps you make informed moves.
🔗 Student Resources
- Personal Finance for Students
- 9 Student Tips
- How to Get a Student Loan
- Educational Leave – Bildungsurlaub
🔗 Job & Legal Life
- CV Tips for Internationals
- German CV Template
- Job Contract Guide
- Getting Fired in Germany
- Legal Insurance in Germany
- Immigration Law Changes
- Opportunity Card Info
- German Citizenship Paths
🏘️ Housing & Real Estate
Renting or buying property in Germany is a major financial decision—and a unique one due to the country’s rental laws and real estate culture. This section explores everything from how much house you can afford to mistakes to avoid when buying an apartment. You’ll also get a breakdown of 0% financing offers, how to reduce your rent, and your rights as a renter. Whether you’re renting or looking to buy, you’ll be equipped to make smarter choices.
🔗 Buying or Renting in Germany
- Buying a House in Germany
- Don’t Buy Without Reading This
- 0% Financing Explained
- Rights as a Renter
- Why Renting is a Pain
- How Much House Can You Afford?
- Reduce Rent in Germany
- How to Buy with Zero Money
- Buying Real Estate Guide
- Don’t Buy an Apartment Without Considering This
🚀 Side Hustles & Online Income
🎓 Career & Salary
- Highest Paying Jobs in Germany
- Why Plumbers Earn More Than Engineers
- Livable Salary in Germany
- 7 Things Keeping You Poor
- Looking for a Job? Think Again
Are you looking for the best Financial Products in Germany? Here are some of my favorites!
Best Free Credit Card in Germany
Basic Fee
€0.00
Interest Rate
24.79%
Costs / month
€0.00
- €0 annual fee
- Flexible installment payment*
- Mobile Payment – Apple & Google Pay
- Free travel insurance & many cashback offers

Best Free Bank Account in Germany
Basic Fee
€0.00
Interest Rate
2.5% p.a.
Costs / month
€0.00
- Free Cash Withdrawals
- Free Joint Account
- Free Subaccounts
- Multibanking and Analysis

Best Investing App in Germany
Basic Fee
€0.00
Free Option
Stocks, ETFs, Bonds
Costs / month
€0.00
- Stock, Bond, ETF Trading
- Crypto ETP Trading with Tax Handling
- No Account Management Fee
- 0€ Brokerage Fee* (check learn more for details)

Best BUSINESS Bank Account in Germany
Basic Fee
€0.00
Free Bookings
50 /month
Costs / month
€0.00
- Business account for freelancers/self-employed people
- Business account with no account management fees
- All-in-One: Banking, Invoicing, Accounting
- No outgoing SWIFT transfers
